Kreissparkasse Eichsfeld API & Open Banking Access

Kreissparkasse Eichsfeld serves the Eichsfeld district in northern Thuringia, and open-banking.io lets you reach its account data without wrestling with PSD2 certificates or eIDAS registration. Whether you hold a business or a personal account under BIC HELADEF1EIC, you get a single, secure path to balances and transactions — and because the platform is zero-knowledge, your data is decrypted only on your own device with a key nobody else holds.

How to connect Kreissparkasse Eichsfeld

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your cryptographic keys are generated locally on your device at this moment.
  2. In the dashboard, search for Kreissparkasse Eichsfeld and choose your account type — business or personal.
  3. You are redirected to Kreissparkasse Eichsfeld's own secure login, where you approve access on the bank's consent screen (standard PSD2 authorisation).
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve to keep the connection live.

That's the whole flow: you authorise directly with the bank, and open-banking.io never sees your credentials.

Access your data

Once a connection exists, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key the servers, which hold only your public key, cannot reveal anything readable.

At around EUR 3 per month, you get certificate-free coverage across 2,600+ EU and UK banks with the same privacy guarantees.

FAQ

Do I need a PSD2 certificate to access Kreissparkasse Eichsfeld?

No. open-banking.io handles the regulated connection, so you never register for an eIDAS certificate yourself.

Can I connect both business and personal accounts?

Yes. Kreissparkasse Eichsfeld supports both account types; pick the one you want when adding the bank in the dashboard.

How long does access last before I re-authorise?

Each consent is valid for up to 180 days, then you re-approve on the bank's screen to continue syncing.

Start at https://open-banking.io.