Kreissparkasse Bautzen API Access & Open Banking

Reaching Kreissparkasse Bautzen account data used to mean wrestling with PSD2 certificates and bespoke sandboxes. open-banking.io removes that overhead: it links to the Sachsen-based savings bank (BIC SOLADES1BAT) through the regulated consent channel and delivers your business and personal balances and transactions into one dashboard. Because the platform is zero-knowledge, everything is decrypted on your own device with a key only you hold — the servers keep just your public key and never see your figures in the clear.

How to connect Kreissparkasse Bautzen

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated locally on your device.
  2. In the dashboard, search for Kreissparkasse Bautzen and choose the account type you need — business or personal.
  3. You are redirected to Kreissparkasse Bautzen's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Once a connection is live, developers can read it programmatically — this is optional and comes after connecting. From the Developers page, create an API key and export a credentials.json bundling that key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your key. The CLI and SDK only read and sync existing connections — there is no connect command, and an API key alone returns nothing but ciphertext without your private key.

At around EUR 3/month, you get certificate-free coverage across 2,600+ EU and UK banks with the same privacy model.

Is Kreissparkasse Bautzen business banking supported?

Yes. Both business and personal Kreissparkasse Bautzen accounts can be linked and synced.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you approve access directly on the bank's login screen.

Can open-banking.io read my transactions?

No. Data is decrypted only on your device with your private key; the service stores only your public key.

Start at https://open-banking.io.