Internationales Bankhaus Bodensee API & Open Banking

Internationales Bankhaus Bodensee (BIC IBBFDE81XXX) is a private bank on the German shore of Lake Constance, and open-banking.io gives you a certificate-free way to reach its account data. There are no eIDAS certificates to buy and no PSD2 sandbox to register for — you sign up, and both business and personal accounts flow into one dashboard under PSD2 consent. Because open-banking.io is zero-knowledge, your figures are decrypted on your own device with a key only you hold; the service stores just your public key and can never read a single balance.

How to connect Internationales Bankhaus Bodensee

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Create an open-banking.io account and set an encryption passphrase. Your keys are generated locally, so the passphrase never leaves your machine.
  2. In the dashboard, search for Internationales Bankhaus Bodensee and choose the account type you need — business or personal.
  3. You are redirected to Internationales Bankhaus Bodensee's own secure login to approve access on the bank's consent screen.
  4. Once approved, your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve to keep the connection live.

Access your data

Reading the data programmatically is an optional developer step that comes after the account is connected. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. That is the crux of the zero-knowledge design: an API key on its own returns only ciphertext, because without your private key there is nothing readable to hand back. Note the CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

At around EUR 3 per month for access to 2,600+ EU and UK banks, it is a lightweight alternative to running your own PSD2 stack.

Do I need a PSD2 certificate for Internationales Bankhaus Bodensee?

No. open-banking.io is certificate-free — approval happens on the bank's login screen, nothing to procure.

Can open-banking.io see my Internationales Bankhaus Bodensee balances?

No. It holds only your public key; decryption occurs locally, so your data stays private to you.

Which Internationales Bankhaus Bodensee accounts are supported?

Both business and personal accounts, with consent valid for up to 180 days per approval.

Start at open-banking.io.