Access HSBC Germany: API & Open Banking Made Simple

Pulling your HSBC (Germany) account data into your own tools usually means wrestling with PSD2 certificates, sandbox registrations and eIDAS paperwork. open-banking.io removes all of that. It links to HSBC Germany (BIC TUBDDEDDXXX) for both business and personal accounts, and hands you clean, decrypted balances and transactions without ever operating its own certificate or seeing your data in the clear.

Because the service is zero-knowledge, encryption keys are generated on your device and open-banking.io only ever holds your public key. Anything that arrives from HSBC is decrypted locally, under a passphrase only you know. At roughly EUR 3/month, it covers 2,600+ European banks with no per-connection certificate to buy or renew.

How to connect HSBC

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created right there on your own device.
  2. Open the dashboard and pick HSBC (Germany) from the bank list, choosing the business or personal account type you want to link.
  3. You are redirected to HSBC's own secure login, where you approve access on the bank's PSD2 consent screen. open-banking.io never sees your HSBC credentials.
  4. Your accounts sync back into the dashboard. The consent stays valid for up to 180 days, after which you simply re-approve on HSBC's screen.

Access your data

Reading HSBC data programmatically is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext, so nothing is readable without the key that never leaves your machine.

FAQ

Does open-banking.io store my HSBC login or data?

No. HSBC credentials are entered only on HSBC's own login page, and your synced data is encrypted so that only your local key can read it.

Can I connect HSBC using the CLI or API?

No. Connecting is done in the dashboard by approving access on HSBC's consent screen. The CLI, SDK and API only read and sync connections that already exist.

How long does access last?

Up to 180 days per consent, the HSBC maximum, then you re-approve in a few clicks.

Ready to start? Visit open-banking.io.