Genossenschaftsbank Unterallgäu API Access & Open Banking

Reaching account data at Genossenschaftsbank Unterallgäu eG — the cooperative Volksbank Raiffeisenbank based in Mindelheim, serving the Unterallgäu district of Bavaria — no longer means scraping statements or maintaining a certificate. open-banking.io gives you a single, privacy-first path to your balances and transactions under PSD2, and it works with Genossenschaftsbank Unterallgäu (BIC GENODEF1MIR) alongside 2,600+ other EU and UK banks.

The service is zero-knowledge and certificate-free. When you sign up you set an encryption passphrase, and the keys are generated on your own device. open-banking.io's servers only ever hold your public key, so incoming bank data is stored as ciphertext that only you can unlock. There is nothing to license from the bank and no eIDAS certificate to renew.

How to connect Genossenschaftsbank Unterallgäu

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase (your private key never leaves your device).
  2. In the dashboard, choose Genossenschaftsbank Unterallgäu and pick the account type you need — both business and personal accounts are supported.
  3. You are redirected to Genossenschaftsbank Unterallgäu's own secure login, where you approve access on the bank's PSD2 consent screen. Consent can run for up to 180 days before you renew it.
  4. Your approved accounts sync back into your dashboard, ready to view.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request sends the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — they cannot create one. An API key on its own returns only ciphertext without your private key.

All of this runs for around EUR 3/month.

Is Genossenschaftsbank Unterallgäu supported for business accounts?

Yes. Both business and personal accounts at Genossenschaftsbank Unterallgäu (BIC GENODEF1MIR) can be connected.

Do I need a certificate or bank agreement?

No. open-banking.io is certificate-free; you authorize access directly on the bank's own consent screen.

Can open-banking.io read my Genossenschaftsbank Unterallgäu data?

No. It is zero-knowledge — data is decrypted only on your device with a key that never leaves it.

Start at open-banking.io.