Freisinger Bank Volksbank-Raiffeisenbank API access

Reaching account data at Freisinger Bank Volksbank-Raiffeisenbank (BIC GENODEF1FSR) usually means wrestling with eIDAS certificates and a PSD2 sandbox. open-banking.io removes that entirely: it is a certificate-free bridge to 2,600+ EU and UK banks, and every balance or transaction that flows through it is decrypted on your own device with a key only you hold. The service never sees your figures in the clear — it stores only your public key.

That design suits both a treasurer watching a company current account and someone tracking a private savings account, since Freisinger Bank supports business and personal account types alike.

How to connect Freisinger Bank Volksbank-Raiffeisenbank

Connecting is done entirely in the open-banking.io dashboard — there is no endpoint to call and no key to paste.

1. Sign up for an open-banking.io account.
2. Set an encryption passphrase. Your key pair is generated locally on your device from it, so the private key never leaves your machine.
3. In the dashboard, search for Freisinger Bank Volksbank-Raiffeisenbank and choose the account type — business or personal.
4. You are redirected to Freisinger Bank's own secure login, where you approve access on the bank's PSD2 consent screen. A single consent lasts up to 180 days before you renew it.
5. Your approved accounts sync back into the dashboard, ready to view.

The login and approval happen only on the bank's site — open-banking.io never handles your banking credentials.

Access your data

Once the connection exists, developers can read it programmatically — an optional step, not part of connecting. On the Developers page, create an API key and export a credentials.json, which bundles that key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries your key in the X-Api-Key header, and each response is decrypted locally with your private key. An API key on its own returns only ciphertext — without your key there is nothing readable to leak. The CLI and SDK read and sync existing connections; they never create one.

All of this runs for around EUR 3/month.

Does open-banking.io store my banking password?

No. You authenticate directly on Freisinger Bank's own login page; the service only receives PSD2-scoped read access.

How long does access stay live?

Up to 180 days per consent, after which you re-approve on the bank's screen.

Can open-banking.io read my transactions?

No. It holds only your public key, so data stays encrypted on its servers and is decrypted solely on your device.

Start at open-banking.io.