BfW Bank für Wohnungswirtschaft Open Banking API

Want programmatic, privacy-first access to your BfW - Bank für Wohnungswirtschaft accounts? open-banking.io links this specialist housing-industry bank (BIC BFWODE71XXX) to a single dashboard where both business and personal accounts sync securely. It is certificate-free — you never handle an eIDAS certificate or run your own PSD2 licence — and it is zero-knowledge: your bank data is decrypted locally with a key only you hold, so open-banking.io's servers only ever store your public key and ciphertext.

How to connect BfW - Bank für Wohnungswirtschaft

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set an encryption passphrase. Your keys are generated on your own device and never leave it.
  2. In the dashboard, pick BfW - Bank für Wohnungswirtschaft and choose your account type (business or personal).
  3. You are redirected to BfW - Bank für Wohnungswirtschaft's own secure login to approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into your dashboard automatically. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Reading your data programmatically is an optional developer step you take after the connection above exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request sends the X-Api-Key header, and each response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key the data stays unreadable, which is exactly what keeps the system zero-knowledge. Note the CLI and SDK only read and sync existing connections; they cannot connect a bank.

Do I need a certificate or PSD2 licence?

No. open-banking.io is certificate-free. You approve access directly on BfW - Bank für Wohnungswirtschaft's login, so no eIDAS certificate or licence is required on your side.

Can open-banking.io read my BfW - Bank für Wohnungswirtschaft data?

No. Data is decrypted only on your device with a key you alone hold. The service stores just your public key and encrypted data.

What does it cost?

Around EUR 3/month for access to 2,600+ EU and UK banks, including BfW - Bank für Wohnungswirtschaft.

Ready to start? Visit open-banking.io.