N26 (Cyprus) API Access — Connect via Open Banking

Pulling your N26 (Cyprus) account data into your own app, spreadsheet or accounting stack no longer means scraping screens or wrangling bank certificates. With open-banking.io you connect once and keep N26 balances and transactions flowing through a single, standardised API — the same endpoints you already use for every other bank on the platform.

Whether you hold a personal N26 account or run a business on it, the integration surfaces the data you actually care about and keeps it fresh on your schedule.

How to connect N26

1. Sign up for open-banking.io and grab your API key.
2. Call the connect endpoint and select N26 (Cyprus) from the supported-banks list.
3. Approve the secure consent flow in your N26 login — no downloads, no certificates.
4. Receive an access token and start requesting account data straight away.
5. Refresh or re-authorise before your consent window lapses to keep the link live.

What data you get

• Accounts — identifiers and metadata for each linked N26 account (business or personal).
• Balances — current and available balances, updated on demand.
• Transactions — dated, categorised transaction history for reconciliation, reporting or analytics.

Note that N26 does not expose a BIC through this channel, so account matching relies on the identifiers returned rather than a bank code.

Consent & coverage

N26 (Cyprus) supports both business and personal account types. Each authorisation lasts up to 180 days, after which the customer simply re-approves — a routine, one-tap refresh. N26 is one of 2,600+ banks reachable through the same open-banking.io interface, so adding more institutions later needs no new code.

Privacy by design

We run a zero-knowledge model: your customers' credentials are never visible to us, and there are no eIDAS certificates for you to obtain, host or renew. That strips out the heaviest part of PSD2 integration and shifts the compliance burden off your team.

Pricing

One flat rate of roughly EUR 3 per month covers your open-banking access — no per-call surprises, no enterprise minimums.

FAQ

Do I need my own banking licence to use this?

No. open-banking.io provides the regulated access layer, so you consume the API directly without holding a PSD2 authorisation yourself.

How current is N26 transaction data?

Data is fetched live when you call the API, so balances and transactions reflect N26's latest state each request.

What happens when the 180-day consent expires?

The account holder re-authorises through the same consent flow, instantly restoring access for another period.

Ready to start syncing N26 data? Visit open-banking.io.