iBanFirst Open Banking & API Access in Cyprus

Reaching your iBanFirst accounts in Cyprus no longer means wrestling with eIDAS certificates or a bank sandbox. open-banking.io is a certificate-free bridge to 2,600+ EU and UK banks, and iBanFirst (BIC FXBBBEBBXXX) is one of them. It covers both business and personal account types, with a PSD2 consent that stays valid for up to 180 days before you re-approve. Everything is zero-knowledge: your data is decrypted on your own device with a key only you hold, and the service keeps just your public key.

How to connect iBanFirst

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device at this moment.
  2. In the dashboard, choose iBanFirst and pick the account type you want to link (business or personal).
  3. You are redirected to iBanFirst's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your iBanFirst accounts and transactions sync straight into your open-banking.io dashboard.

That's the whole flow — the bank authenticates you directly, so open-banking.io never sees your credentials.

Access your data

After the connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext; without your private key it stays unreadable — even to open-banking.io. Note these tools read and sync existing connections only; the initial link is always made in the dashboard.

All of this runs at roughly EUR 3/month.

Do I need an eIDAS certificate for iBanFirst?

No. open-banking.io is certificate-free — you only need an iBanFirst account and the PSD2 consent you grant on the bank's screen.

Can open-banking.io read my iBanFirst transactions?

No. It is zero-knowledge and stores only your public key. Data is decrypted locally with a key only you control.

Up to 180 days. After that you simply re-approve access from the dashboard to keep syncing.

Ready to link iBanFirst? Start at open-banking.io.