bunq (Cyprus) API Access via Open Banking Sync

Pulling live data from your bunq account in Cyprus no longer means scraping screens or juggling exports. With open-banking.io you link bunq once and stream your account details, balances, and transaction history straight into your own tools, spreadsheets, or back-office systems through a single, standards-based API.

bunq is a mobile-first European bank, and open-banking.io connects to it the same way it reaches 2,600+ other institutions across the EU and UK — via regulated open-banking rails, no bank-specific integration work required on your side.

How to connect bunq

  1. Create an open-banking.io account and generate your API key.
  2. Send a connection request naming bunq as the target institution.
  3. Approve the consent in your bunq app using your usual login and strong customer authentication.
  4. Receive a secure access token and begin calling the unified endpoints for your linked account.

What data you can access

  • Accounts — identifiers and metadata for your personal or business bunq accounts.
  • Balances — current and available balances, refreshed on demand.
  • Transactions — historic and incoming entries with amounts, counterparties, dates, and references.

bunq supports both personal and business account types through the API. Each authorisation you grant lasts up to 180 days, after which bunq asks you to re-confirm consent — a regulatory safeguard that keeps you in control of who reads your data. Note that a BIC is not published for this connection, so identification is handled through the open-banking.io institution reference rather than a SWIFT code.

Privacy by design

open-banking.io runs on a zero-knowledge model: your banking credentials are entered only inside bunq's own authentication flow and are never seen or stored by us. There are no certificates to install, generate, or renew — the platform handles all cryptographic handshakes behind the scenes, so you focus purely on the data.

Pricing

One flat subscription of roughly EUR 3 per month covers your bunq connection and access to every other supported bank — no per-call fees, no setup charges, no tiered add-ons.

FAQ

Does open-banking.io work with business bunq accounts?

Yes. Both personal and business bunq accounts are supported, using the same connection flow and endpoints.

Consent stays valid for up to 180 days. Before it expires you simply re-authorise in the bunq app to keep data flowing.

Do I need to install any certificates for bunq?

No. The service is certificate-free — there is nothing to configure or maintain on your machine.

Ready to start? Connect bunq today at open-banking.io.