Alpha Bank Cyprus API Access & Open Banking Data

Alpha Bank is one of Cyprus's established retail and business banks, and open-banking.io lets you reach its account and transaction data without wrestling with eIDAS certificates or PSD2 sandbox paperwork. You approve access once on Alpha Bank's own login screen, and from then on your balances and transactions flow into a dashboard where only you hold the decryption key. Whether you bank as an individual or run a company, both business and personal accounts are covered, and a single consent stays valid for up to 180 days before Alpha Bank asks you to re-authorise.

Because everything is decrypted on your device, open-banking.io never sees your figures in the clear — it stores only your public key. That zero-knowledge, certificate-free design is what makes the service usable by anyone for roughly EUR 3/month, not just licensed fintechs.

How to connect Alpha Bank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase; your keys are generated locally on your own device.
  3. In the dashboard, search for and select Alpha Bank (Cyprus) (BIC ABKLCY2N) and choose the account type — business or personal.
  4. You are redirected to Alpha Bank's own secure login, where you approve access under PSD2.
  5. Once approved, your Alpha Bank accounts sync into your dashboard automatically.

Access your data

Reading the data programmatically is an optional developer step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key an API key alone returns only ciphertext — the servers cannot read it, and neither can anyone who intercepts it.

Do I need an eIDAS certificate for Alpha Bank?

No. open-banking.io is certificate-free; you only approve access on Alpha Bank's consent screen.

Can open-banking.io see my Alpha Bank balances?

No. Data is decrypted on your device with a key only you hold. The service stores just your public key.

Up to 180 days, after which you re-approve on Alpha Bank's login to continue syncing.

Start connecting Alpha Bank at open-banking.io.