N26 API Access in Bulgaria via open-banking.io
Pulling your N26 data into your own tools no longer requires a banking licence or a stack of eIDAS certificates. With open-banking.io you can link an N26 account in Bulgaria and stream fresh account information straight into spreadsheets, dashboards, accounting software or a custom app — all through one consistent API.
N26 is a mobile-first bank, and connecting it here keeps that same lightweight feel. You authenticate directly in the N26 app or web flow, grant read access, and open-banking.io handles the rest.
How to connect N26
- Sign up for open-banking.io and open the connections screen.
- Search for N26 and select the Bulgarian entity.
- Choose whether you're linking a personal or business account.
- Approve the consent inside N26's own login flow.
- Start reading data through the API — no certificates, no onboarding paperwork.
What data you can access
Once linked, N26 exposes the core read endpoints of the open banking standard:
- Accounts — identifiers and metadata for each linked account
- Balances — current and available balance figures
- Transactions — dated entries with amounts, counterparties and references
Note that N26's BIC is not published through this connection, so build your integration to work from account identifiers rather than expecting a BIC value.
Consent and coverage
A single authorisation stays valid for up to 180 days before N26 asks the account holder to re-approve. Both personal and business account types are supported. open-banking.io reaches 2,600+ banks across the EU and UK, so N26 in Bulgaria is one connector among many you can manage from the same account.
Privacy by design
The platform is zero-knowledge: your banking credentials are entered only in N26's own environment and are never stored by open-banking.io. It is also certificate-free, so you skip the QWAC/QSEAL setup that traditional PSD2 access demands. You get bank-grade access without becoming a regulated intermediary yourself.
Pricing
Access starts at roughly EUR 3 per month — a flat, predictable cost that covers N26 alongside every other bank in the network.
FAQ
Do I need a PSD2 certificate to connect N26?
No. open-banking.io is certificate-free, so there is nothing to procure or renew — you connect and start reading data immediately.
How often must I renew N26 consent?
N26 permits consent for up to 180 days. After that window the account holder simply re-approves through the N26 login flow.
Can I link an N26 business account?
Yes. Both business and personal N26 accounts in Bulgaria are supported through the same connection.
Ready to begin? Start at open-banking.io.