N26 API Access in Belgium | open-banking.io

Bringing your N26 (Belgium) data into your own tools no longer requires a banking licence or a stack of eIDAS certificates. With open-banking.io you connect once and stream account information straight into spreadsheets, dashboards, accounting software or a custom script — all through a single, consistent API.

N26 is a mobile-first bank, so most of its account data lives behind the app. Open banking gives you a programmatic way to read that same information whenever you need it, without screen-scraping or manual CSV exports.

How to connect N26

1. Create your open-banking.io account and grab an API key.
2. Select N26 (Belgium) from the supported institutions list.
3. Redirect the account holder to N26's own secure login to approve access.
4. Receive the consent token and start calling endpoints for the authorised accounts.

The whole handshake takes minutes, and you never touch or store the customer's banking credentials.

What data you can retrieve

• Accounts — both personal and business N26 account types are covered.
• Balances — current and available figures, refreshed on demand.
• Transactions — dated, categorised movement history for reconciliation and analysis.

Note that N26 does not expose a BIC through this channel, so identify accounts by their IBAN and internal reference instead.

Consent and coverage

A single authorisation from N26 stays valid for up to 180 days before the account holder needs to re-approve. open-banking.io reaches 2,600+ banks across the EU and UK, so once you have integrated N26 the same code works for the rest of your customers' institutions with no extra plumbing.

Privacy by design

We run a zero-knowledge model: credentials are entered only on the bank's own pages, and we never see or keep them. There are no QWAC or QSEAL certificates for you to buy, renew or manage — that regulatory overhead sits with us, not you. You get clean data and a clear audit trail.

Pricing

Access starts at around EUR 3 per month. No enterprise minimums, no per-call surprises — just predictable, low-cost connectivity to N26 and every other bank on the network.

FAQ

Do I need my own PSD2 licence to read N26 data?

No. open-banking.io acts as the regulated access layer, so you build on top of our API without holding a licence yourself.

Can I connect both personal and business N26 accounts?

Yes. Both account types are supported; the data available depends on what the account holder authorises.

How often must consent be renewed?

N26 consent lasts up to 180 days, after which the account holder simply re-confirms access.

Ready to start? Visit open-banking.io to connect N26 today.