DiPocket API Access & Open Banking via open-banking.io

Want a private, standards-based way to reach your DiPocket accounts? open-banking.io links to DiPocket (BIC DIUALT22) through regulated PSD2 access, then hands the data straight back to you — encrypted so that only your device can read it. It covers both business and personal DiPocket accounts, with a PSD2 consent that lasts up to 180 days before you renew it.

Unlike classic aggregators, open-banking.io is zero-knowledge and certificate-free: there are no eIDAS certificates to buy and no server that can peek at your statements. Its servers only ever hold your public key, so anything they store about DiPocket stays as ciphertext until it reaches you.

How to connect DiPocket

Connecting happens entirely in the open-banking.io dashboard — no code, no API key, no developer setup:

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device.
  2. In the dashboard, search for and select DiPocket, then choose the account type you hold — business or personal.
  3. You're redirected to DiPocket's own secure login, where you approve access on their consent screen (standard PSD2 authorisation).
  4. Once you confirm, your DiPocket accounts and transactions sync into your dashboard automatically.

That's the whole flow. You never share DiPocket credentials with open-banking.io — approval happens on the bank's side.

Access your data

After DiPocket is connected, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key plus your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The key alone returns only ciphertext — without your private key, nobody (open-banking.io included) can read it.

All of this runs for roughly EUR 3/month, covering 2,600+ EU/UK banks.

Do I need an API key to connect DiPocket?

No. Connecting is done in the dashboard via DiPocket's login. API keys are only for reading data afterwards.

Can open-banking.io see my DiPocket transactions?

No. It's zero-knowledge — data is decrypted on your device with a key only you hold.

Does DiPocket support business accounts?

Yes. Both business and personal DiPocket accounts are supported, with consent valid for up to 180 days.

Ready to start? Head to open-banking.io.