Bank Van Breda API Access & Open Banking

Bank Van Breda is a Belgian advisory bank serving entrepreneurs and liberal professions, and open-banking.io lets you reach its account data without wrestling with PSD2 certificates or eIDAS registration. You link the bank once through a guided screen, and from then on your balances and transactions flow into a dashboard that only you can decrypt. Both business and personal accounts are supported, so a self-employed client can bring their private and professional relationships together in one place.

Because open-banking.io is zero-knowledge, the platform never holds a certificate on your behalf and never sees your figures in the clear. The encryption keys are generated on your own device, and the servers keep only your public key — everything meaningful is unlocked locally.

How to connect Bank Van Breda

Connecting happens entirely inside the open-banking.io dashboard, not through any API or code:

1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is created right there on your device.
2. In the dashboard, choose Bank Van Breda from the list of 2,600+ supported banks and pick the account type — business or personal.
3. You are redirected to Bank Van Breda's own secure login, where you approve access on the bank's PSD2 consent screen (identified by BIC JVBABE22).
4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply reconfirm on the bank's screen.

No API key, redirect URL or developer setup is involved in this step — it is a straightforward bank-hosted approval.

Access your data

Once Bank Van Breda is connected, reading the data programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json that bundles that key with your private decryption key. From there you can run the CLI — openbanking accounts, openbanking transactions, openbanking sync — or call the SDK or REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDK only read and sync existing connections; there is no connect command, because linking is always done in the dashboard.

All of this runs on a flat subscription of roughly EUR 3/month.

Do I need an eIDAS certificate for Bank Van Breda?

No. open-banking.io is certificate-free — you approve access on the bank's consent screen and never handle PSD2 certificates yourself.

Can open-banking.io read my Bank Van Breda transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted on your device, so an API key alone returns ciphertext.

Which account types can I link?

Both business and personal Bank Van Breda accounts, each with a consent window of up to 180 days.

Ready to start? Visit open-banking.io to connect Bank Van Breda.