Pleo Open Banking & API Access in Austria (AT)

Looking to pull your Pleo balances and transactions into your own tools? open-banking.io gives you PSD2-grade access to Pleo (Austria) without certificates, sandbox paperwork or a direct bank integration. You connect once, your accounts sync, and — if you want — you read the data programmatically afterwards. Pleo carries the BIC PLEODKK2 and supports both business and personal account types, with a maximum consent window of 180 days before you re-approve.

How to connect Pleo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your cryptographic keys are generated locally on your own device, so only you ever hold the private key.
  2. In the dashboard, choose Pleo from the list of 2,600+ supported institutions and select your account type (business or personal).
  3. You're redirected to Pleo's own secure login, where you approve access on the bank's PSD2 consent screen — your credentials are only ever entered with Pleo.
  4. Once approved, your Pleo accounts and transactions sync straight into your dashboard, refreshing for up to 180 days.

Access your data

Programmatic access is an optional developer step you take after connecting. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. The open-banking.io servers only ever hold your public key, so they can never read your data — the API key alone returns nothing but ciphertext. Note the CLI and SDK only read and sync connections that already exist; there is no connect command.

All of this runs for around EUR 3/month, with the zero-knowledge, certificate-free model built in from the start.

Does open-banking.io store my Pleo login?

No. You authenticate directly on Pleo's consent screen, and open-banking.io never sees your banking credentials.

Can anyone at open-banking.io read my transactions?

No. Data is encrypted with keys only you hold and decrypted on your device — the service is genuinely zero-knowledge.

How often do I need to reconnect Pleo?

Your consent lasts up to 180 days, after which you simply re-approve access from the dashboard.

Ready to start? Visit open-banking.io.