easybank API Access — Open Banking for Austria

easybank is BAWAG Group's Austrian direct bank, and open-banking.io lets you reach its account and transaction data without wrangling PSD2 certificates or an eIDAS setup of your own. You get a single, unified view of your easybank money alongside any of the 2,600+ other EU and UK banks the service supports — and because everything is zero-knowledge, your financial data is decrypted on your own device with a key that never leaves it. open-banking.io's servers only ever hold your public key, so they physically cannot read what you sync.

easybank issues both business and personal accounts (BIC EASYATW1XXX), and a single PSD2 consent stays valid for up to 180 days before you need to re-approve — one of the longer windows available, so you refresh access only twice a year.

How to connect easybank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally, on your device, from that passphrase.
  2. In the dashboard, pick easybank from the bank list and choose whether you're linking a business or personal account.
  3. You're redirected to easybank's own secure login, where you approve access on the bank's PSD2 consent screen — your credentials are only ever entered at easybank.
  4. Your accounts sync back into the dashboard, ready to view.

Access your data

Want to work with the data programmatically? That's an optional developer step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key, there's nothing readable to leak. All of this runs at around EUR 3/month.

FAQ

Do I need an eIDAS certificate to access easybank?

No. open-banking.io is certificate-free — it handles the PSD2 licensing, so you just approve access on easybank's consent screen.

Can open-banking.io read my easybank transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted locally with a key only you hold.

How often do I re-approve access?

easybank consent lasts up to 180 days, after which you re-confirm on the bank's login to keep syncing.

Ready to start? Head to open-banking.io.